IAMA Casualty Claims Adjuster and I investigate liability and settle bodily injury claims for one of the biggest insurance companies in the US-- AMA
I use reddit to investigate anything and everything before I make a lot of big decisions. Reddit is filled with knowledgeable professionals and hobbyists who can share their knowledge.
One of the big gaps in Reddit's knowledge base is regarding insurance, especially the way accidents are investigated by insurance companies, and how injury claims are valued and settled.
The comments on post were my annual reminder that I can give back to reddit by offering my knowledge about this subject.
I am a licensed personal lines property and casualty adjuster handling claims in North and South Carolina, but I should be able to answer general questions about investigations and settlements wherever.
If anyone wants proof, I can dig up a picture of my adjuster's license and post it.
Personal injury attorneys, and other adjusters, especially my comrades from /r/insurancepros feel free to step in, too!
I am at work, but I'll check for questions throughout the day and try to give thorough and thoughtful responses.
I'm going to answer every single question, but with the speed this is picking up, it's going to have to wait until later today--- keep them coming!!!
Edit-- STILL going to answer every question, but I'm leaving work now and it may be a few hours before I return. KEEP 'EM COMING!
Edit 2-- I'm still working through questions. Won't get to everything tonight, but I hope to by end of tomorrow. Thanks for the questions everyone!!
Edit 3-- This is taking longer than I thought-- I will answer every question eventually-- sorry for the wait, everyone.
Edit 4-- I haven't given up! Just took a break! Feel free to keep posting questions and I'll get to them when I can. I am cautiously optimistic that I have about 50-75 questions left as of 01/04/2019