I'm Andy Slavitt. I ran the ACA and I want to help you get health coverage at HealthCare.gov. AMA.
*****Update. This was fun. You have challenged me with great questions. And I hope everyone has a great holiday. Now, I have to run but others will keep answering your questions for a while and will come back and answer as many as possible. Thanks! Andy
Glad to be joining a Reddit AMA on signing up for health insurance. There's a lot of confusion out there - yes, health insurance can be confusing - when it comes to Open Enrollment and signing up for coverage. And that confusion is even worse this year. That's why we wanted to do an AMA and it's why we started Get America Covered. To cut through the confusion and make sure people have the information they need to sign up for coverage or to renew their current health insurance.
There's only about two weeks left to sign up for coverage at HealthCare.gov - the final deadline is December 15. The majority of states use HealthCare.gov but if you live in California, New York or one of the other 10 states (including DC) that operates their own exchange you'll have a bit more time.
It can be hard to believe but health coverage really could be more affordable than you think. That's even more true this year than ever before. Because 8 out of 10 HealthCare.gov consumers qualify for financial help, most people can find plans for less than $75. In fact, 4.5 million uninsured can find health plans with zero premiums each month. Those plans aren't right for everybody but if you're debating whether you can afford health coverage this year, you should at least check out your options - you may be surprised.
It's important to note though that if you don't qualify for financial help - premiums have gone up. Depending on where you live, premiums have gone up a lot. We can go into the details as to why but we need to fix it and make sure that politicians can't continue to play politics with your health care.