I tried applying for one of those student credit cards at the beginning of my Freshman year of college and got denied. I thought it was strange since those cards are meant for people with no credit. So I ordered a copy of my credit report and lo and behold, I have numerous addresses with phone numbers and utilities to match, I am locked into an unpaid 2 year cell phone contract, and I have penchant for shopping. All in all I owe a few thousand dollars with no way to pay, and I'm screwed.
Oh and before I forget, here's a random chunk of my credit report to serve as my proof: http://imgur.com/qixZ7U6