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Elledan12112336 karma

As an attorney I strongly, strongly recommend you consult an attorney. Contact your local Bar Association and ask for a referral. You will only have one chance to resolve this correctly. If you don't resolve it correctly you'll be stuck with bad credit and debt. An attorney can you help you get it right the first time. Well worth the cost. I know you're young and don't have much experience with your credit score, but please believe me that your credit score is worth more than the entire cost of the debt your parents generated. You need to protect it.