wwrkmps

I know that your example was to highlight the fact that a Prius will be achieving better gas mileage than an X5, but you literally could not have chosen a more backwards example to portray someone who is struggling and "might need the tip."

You're recommending that people focus (focus, as in dedicate more resources) towards their mortgage, rather than student loans? Why?

Edit: What's being commented on is conjecture at this point. OP said nothing about falling behind or struggling to make payments. They DID, however, say that they can't make a dent in their student loan, and the advice was geared towards lowering the payment amount and focusing on the mortgage, which is the point that I was attempting to clear up.

Of course. I was interested in your angle, so I appreciate you clearing that up. My problem is that the reason they can't make a dent is because their balance, coinciding with their interest rate, is making to payoff load insurmountable. Wouldn't reducing the payment amounts cause the balance to balloon, because their interest rate is so high? Also, some of what we're talking about is conjecture, as the OP doesn't describe any details about their mortgage principal amount, its interest rate, or how many years he/she has left to pay off on either the home or the car.