Highest Rated Comments


tony_wealthfront12 karma

If it makes sense for you and your long-term financial goals, then yes it likely does. It's nearly impossible to know what the housing market will do in the future and the only real answer assumes we know that. Instead, view home buying the same way as you might with investing in the stock market; time in the market is more important than market timing.

https://blog.wealthfront.com/best-time-to-buy-a-home/

tony_wealthfront10 karma

We really don't have any plans for HSAs. These types of accounts require a significant amount of manual maintenance due to regulations. We prioritize products and features we can automate to offer super low-cost investing, banking and financial planning. Sorry about that!

tony_wealthfront9 karma

We're hoping by the end of the year but feel free to reach out to our support team for more exact ETA later this year!

tony_wealthfront8 karma

We replace your ETF with a different ETF right when we sell the other ETF so you're not out of the market at all. This is what makes our automated, daily tax-loss harvesting so dang good. When an investment declines in value, you can sell it, harvest the loss, and replace the original investment with a similar one so as to maintain the risk and return characteristics of your portfolio.

https://blog.wealthfront.com/tax-loss-harvesting-101/

tony_wealthfront8 karma

Wealthfront actually offers Direct Indexing with TLH for taxable brokerage accounts over 100k in size. US Direct Indexing, formerly known as Stock-level Tax-Loss Harvesting, is an enhanced form of Tax-Loss Harvesting that looks for movements in individual stocks to harvest more tax losses and lower your tax bill even more. It's a great reason to use our service considering the long-term tax advantages.

If your account is under 100k, you still get access to daily tax-loss harvesting using ETFs instead of individual stocks. Either way, the tax savings typically will far outweigh the costs in fees for most clients.

https://support.wealthfront.com/hc/en-us/articles/211005023-Wealthfront-s-US-Direct-Indexing-