theseshoesrock

Not to frighten you, but my niece conceived with a hormonal IUD last year, and had to have an abortion. So it does happen. You're not being silly or paranoid. You're doing what's right for you.

Thank you! We're currently shopping around for a financial advisor and a CPA, and your advice throughout this thread for finding the right one has been most helpful.

Good morning, Dr. Pollack. Thank you for providing such accessible advice. I have two questions:

If you've reached the income limit for Roth IRA contributions, but there isn't much in said Roth IRA, is the "back door" method of contributing worth the trouble, or should it be rolled over to some other method of retirement savings?

If you've built up a company pension that will pay you $2,000/mo upon retirement (assuming continued growth rates), and you leave the company, is it better to let the pension sit, or accept a buy-out and invest the money elsewhere?

Again, thank you for spreading your message!