thedataferret

Broad question: I know that some of the worst mistakes can happen with debt, but given that I am 33, I have no debt right now (I just rent a house, I have an old Corolla that I love) and I earn enough to probably stay out of debt, what pitfalls should I be watching out for?

More specific question: I know that buying a "new" car often a bad idea, but

• SURELY there are benefits to having much better fuel efficiency
• Every car (even a Toyota Corolla) reaches the end of the useful life

Can you recommend any tools that can calculate the savings on fuel efficiency so I can set that off against the cost of replacing my car?

If you had a time machine, what would you go back and tell your 17-year old self?

(for financial well-being purposes).

(after you kill Hitler and all that other stuff obvs).