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the_floor_was_lava29 karma

Hi Jon! Thanks for agreeing to do this AMA.

As best I can understand it, the long-term success of the ACA is contingent on convincing young Americans to sign up. However, some recent research suggests that more than 3 million Americans ages 18-34 will be at least $1000 better off today by paying the penalty, and that the lifetime cost of Obamacare is higher than under market-driven premium rates.


Can this adverse incentive be fixed? Is it possible for Obamacare to be reformed in the long run such that it is a cheaper alternative for young people than the current market? How could this be done?