sweetjosephne

In the past 101 years, what would you say was your favorite time period/decade? Did you find it hard to deal with the different changes from 1911 to 2012?

Thank you!! Congrats on making it to 101. I wish you the best!

First, I am not trying to be a dick, I just want to let you know you are misinformed. I'm a financial aid officer, and your comment is incorrect. You stated that there are no aggregate limits for graduate students. An Independent UNDERGRADUATE student can obtain no more than $23,000 sub loans up to a total of $57,500 combined (sub and unsub). A graduate student is eligible for up to $138,500 (which includes any undergraduate loans). Graduate students can no longer receive sub loans, it has been this way for about 3 years now, or two years, I cannot remember. A student who is in a particular medical field can obtain $218,000 (I believe) in graduate loans. That is the only exception.

When I read the title of this AMA I was very skeptical because we stop awarding students if they are over their total aggregate limits depending on whether or not they are a graduate or an undergraduate student. I would really like to know where you got your information regarding the federal limits and a graduate student not having any aggregate limits.

Here is a site that also breaks down the aggregate limits and how much a student is eligible for per grade level. Hope this helps: https://studentaid.ed.gov/types/loans/subsidized-unsubsidized

You never referenced graduate PLUS loans in your initial post, this is why i was informing you that graduate students DO have an aggregate limit. A student who is NOT taking out a private loan or a PLUS loan does have an aggregate limit.

I am a financial aid officer, and a graduate student, so I kind of know what I am talking about when it comes to graduate loan limits (aside from a PLUS loan or private loan).

Here is a chart that lets you know what limits you can get at what grade level. https://studentaid.ed.gov/types/loans/subsidized-unsubsidized

Just be sure that when you are telling other people that graduate students do not have an aggregate limit, that you are stating it's for a PLUS loan, not just any type of graduate student loan.

It's not even worth the argument anymore. Please just make sure that if you tell anyone about graduate loans, that you differentiate between a PLUS loan and a normal graduate loan, because there is a difference.

EDIT: Ok, yes you did mention it at the end, but your first sentence is still wrong. You need to edit it and put "no aggregate limits for PLUS loans." Because as that first sentence stands, you're wrong.