strangled_chicken

Sorry, but probably not. Your wife's mortgage broker was in all likelihood not an employee, representative or agent of BofA and was instead an independent third party with his (or her) own business. It is equally probable that the broker did not offer Countrywide loans exclusively. This was the type of loan origination common during the period that led to the current state of things.

Any claim your wife may have (the validity of which I am not evaluating) would be against the broker only, as that is the only person who had any duty to your wife. But good luck finding him or her... mortgage brokers (arguably the true bastards of the whole mess) were the first to scatter and go out of business.

Here in California, "foreclosure" refers to a lender resorting to its security when a borrower is in default, either judicially or nonjudicially, and not the enforcement of a regular money judgment. If I were to obtain a similar result as you--namely, having the Sheriff seize personal property under a writ, sell the property, and provide me with the proceeds to apply to the money judgment--this would not be "foreclosure." Would it be safe to assume that Florida law is similar? If so, why do you allow people to continue misrepresenting the scenario as your clients "foreclosing" on Bank of America?

Well friend, I'm afraid your attempt to imply account nonpayment was the true cause is misguided. When my firm transitioned to big boy software, Clio didn't have a mass export feature and your support team suggested we individually download each file. Helpfully, your AWS backup solution--which could have been a workaround, albeit clumsy--was broken for the better part of a year.

Nice try though.

To add to your list: are you still holding data hostage when a firm tries to leave your platform?