stone0042

Listen to this guys. I'm assuming you don't absolutely need the 600k right now (400k is plenty to play with), and having a more secure long-term return is huge. Having that amount of money coming in every year without working... damn. I would honestly probably put all the money in, and just go travel off the interest.

Spent a ton of time in Singapore, and while I found it really (like ridiculously) clean and safe, after a while it felt stifling. Too many rules and regulations.

Hong Kong, on the other hand, was the perfect mix for me. I can certainly see myself living there for a time.

I definitely agree on large groups and tour buses. Almost had my passport stolen on the bus from Ho Chi Minh to Phnom Penh. Makes you an easy target travelling in a pack like that.

Have you traveled with other people before? I just got finished with 6 months in SE Asia, and spent most of the time in smallish groups. I traveled on my own quite a bit as well, and they were definitely different experiences, I wouldn't really put one over the other. Thanks for doing the AMA!