squarl

So when I start talking about price and negotiating with a lot, 8 out of 10 times they try to get me to sign at the bottom of the price negotiation page, or w/e its called, before going and asking there manager if the price will work.

Is this common practice or is it just my state? Is it legally binding?

Personally I think it's complete bullshit as I’m just talking price and I shouldn’t have to be forced to sign anything until closing a deal. Most places say they want me to sign it just to show that I’m serious, which is actually insulting to me.

On a carfax, when it says there was a accident reported but no significant damage or w/e, what exactly does this mean? should I still be worried about it? should I use it as a bargaining point?

Sorry for my ignorance on the subject as I don't fully understand banks and don't really believe in debts, loans and bankruptcy system of the modern era.

So on that note, It seem like you disliked the "too big to fail" philosophy, so am I correct in saying that you disagree with the government bailouts? How do you think it should have all been handled?

And also I have always had a theory that there is a massive "debt bubble" that has been brewing in society ever since debt became a common thing in the 1930's and feel like so much wealth is essentially made up that at some point the entire banking system as we know it will implode on itself leaving the nation if not the world in a state of massive poverty. Is this a theory that has been looked at or even something that one should be concerned about?