sjoelkatz

Yes.

Technically, it's very easy. These pieces are designed to work together.

Ripple remains focused on solving the problems with cross-border payments and using XRP to settle them.

XRP and the XRP Ledger are certainly suitable for any number of other uses cases. The code is open source and the network is open for anyone's use. We certainly encourage developers and entrepreneurs to use XRP for applications that can benefit from its high speed, high scalability, low cost, and rich feature set (key rotation, native multisign, decentralized exchange, etcetera).

This has been an amazing year and I think we've made great progress validating XRP's use case within RippleNet. We have the technology, we have the vision, we have the partnerships. The challenge for us is to maintain focus and keep executing. We're right at the point where our full vision is becoming reality.

I can't comment on potential partnerships. Consumer and merchant payment applications can benefit from RippleNet to make cross-border payments more efficient.