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shaft696949 karma

I had some field mice get into a house I lived in previously, it was right next to a nature preserve so not entirely unexpected.

What was unexpected, to me at least, was that they learned what those sticky traps were, and jumped right over them. I watched one climb up a thin speaker wire, run across my couch, then down along the walls. They used the little door stopper spring to leap over a large sticky trap! I heard the spring go boing, saw the little fucker run into a closet and vanish.

When that happened, i knew I was outmatched, and had a local exterminator there the next day. He put poison bait traps all over, plugged holes I'd never have seen, and in short order I found no more mice in my house.

It wasn't very expensive, and great value for my peace of mind.

shaft696937 karma

I can give you an alternative view on this.

Years ago, set up a meeting with a "financial advisor" we met at a church thing.

I was already under contract to buy a new construction home roughly 1 year out. I told this advisor that because of that, I really just wanted a safe place to park my money - no risk of capital loss was the priority for me at that specific time.

He came back offering a VAL. Variable annuity life policy. My cash balance after 1 year, was 1 dollar. The other several thousand went to fees and his commission. It was the highest commission product he had available.

So, instead of offering me a money market account that would have paid little but protected my cash, he offered a product that benefited only him and took all my cash. Literally one dollar of value remained after 1 year.

A true fiduciary would have offered a money market, maybe some short-term bank cd's. The commission on those would be very minimal, if any. Hence they usually charge a flat fee instead.

This other guy ignored everything that was important to me and my situation, and was only interested in lining his own pocket.

That's the difference. That's what they are trying to take away from you by removing the fiduciary requirements. To let sick vultures like that one advisor prey on those that believe they are to be trusted.

shaft696929 karma

bunch of hard to download german bukkake porn

Dad?

shaft696926 karma

Many use BKF on their cast iron cookware restoration to remove rust. Of course it is then rinsed before seasoning.

Would you advise against that?

shaft696923 karma

Doing god's work here