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rocksoidal1 karma

Hi Ken, got a weird offer when I logged in to check how things were going. I think this could be pretty misleading if similar offers are sent to other users.

Congratulations! We found $1,332 of monthly savings over one year.

Basically higher interest rate over a longer loan. Saving money annually but paying more in the long run.

How We Calculated Your Savings: With this loan it is estimated that you will pay $111 less per month than you would with your current loan. This would amount to $1,332 back into your pocket over a period of 12 months. Over the expected life of this loan, it is estimated that you will pay $-409 less in total loan costs than you would with your current loan.

I understand it is automated, but maybe there should be a warning when the total savings comes out negative?