Highest Rated Comments


pyncheon12 karma

My parents had an old defaulted car payment debt bought up years later as a "zombie debt". The had moved and were no longer at the address on the record, the collectors found my number and called me even though I hadn't lived with them in years. They called trying to sound like they were law enforcement, referring to themselves as detective, demanding and repeating questions about the location of the car ect, and making threats of legal trouble/ arrest if I lied.

If you get someone calling you and threatening you like that for a debt you have nothing to do with can you take legal action against them? Is there a good phrase to use in response before hanging up?