Hi Harold, Thanks so much for doing this. I have about 45k in student loans with a private lender. When I applied, I was naive and selected a variable interest rate, which is currently at 3.24%. I know these are bound to go up at some point so I'm looking to consolidate the two private loans I have and am being offered an almost 8% interest rate. Do I take that rate now, wait, or shop around?
papervalleys1 karma
Hi Harold, Thanks so much for doing this. I have about 45k in student loans with a private lender. When I applied, I was naive and selected a variable interest rate, which is currently at 3.24%. I know these are bound to go up at some point so I'm looking to consolidate the two private loans I have and am being offered an almost 8% interest rate. Do I take that rate now, wait, or shop around?
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