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nubbens10 karma

I worked in healthcare dealing wIth insurance for over ten years, specifically for transplant and chemo patients. Insurances, even "bad" ones, have a yearly out of pocket maximum for policy holders, meaning at a certain point, the insurance company pays 100% of the medical bills, after the patient has paid their share. The insurance company probably paid millions between the transplant and chemo, the family either thousands or hundreds depending on their coverage. If the family qualified for state assistance, they may not have owed anything at all because she is a minor. Healthcare is stupid expensive in the states, but for something medically necessary like this the insurance company is the one who is paying. They probably have a contracted reduced rate, but trust me, it's still ridiculously expensive.