nohpex

Ooh, this one* pisses me off in particular.

I did the forbearance thing for as long as I could, then started making partial payments of $25 or so for a while. They took me to court, and we settled without me bringing a lawyer on $100 a month without any interest. 3 years later, the firm I was dealing with settled again for a lump sum of a couple thousand instead of the ~$30,000 I still owed.

I wish I would've known about the income-based repayment plan, and could've afforded a lawyer since the guy they had represent them only had a notepad when I had all my paperwork.

During collections, I got called all hours of the day between 7am to 9pm, 5-10 times a day. People during the day, and automated system after 5pm. Nobody took notes, and everyone sent you in circles because apparently, another department took care of whatever I'd ask questions about. Even after writing a letter to get them off my back as they suggested, what made it stop overnight was threatening to press charges for harassment.

Man I miss Seattle Circuit! It's been my favorite course since the S class test with the GT40 and one if not more of the endurance races. I would use it to test all my cars out. It took me forever to get the hang of that turn by the pit entrance.

I accidently haggled a guy down to ~$450 for a full size mattress, non-matching box spring, and collapsible metal frame. I think the mattress alone was supposed to be $800-$900.

I walked in and told him I'd like a full size, but would settle for a twin size for no more than $500. I had a little more than $600 in savings, and needed to leave a little bit in case of an emergency. He kept trying to get me to spend more than $1000, but I told him I literally didn't have it, and I'd have to go somewhere else. I think the whole ordeal took less than an hour.

Hickory what?! Smoked what?!

^{...I'M SORRY DOCTOR. THAT WAS FUCKED UP.}