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nick_frank3230 karma

Hello, I currently have about $35,000 in student loans and just recently bumped my payments to the maximum amount of around $500 per month. I was wondering if it's possible to pay off my higher interest loans (6.5%) first and then move to the lower interest loans (3%) through fed loan servicing? Or should I try to consolidate my loans and get a lower fixed APR if that's even possible?

nick_frank328 karma

So for my repayment plan I changed it from graduated repayment where it starts off low and increases over time to the standard repayment which cut my total repayment from about $66K to $42K. This seemed like the best option on the website for me (no spouse, no kids, no financial hardship)