newtbeard

Why can't people switch there student loans to some other bank (someone like a payday loan company) and then default on that borrower? It would take a little leg work to get let's say $50k from several borrowers to pay down your student loan, but once you owe to new borrowers couldn't you go bankrupt then?

So are you a numericist? If so, what type of simulations are you doing? Are you running FMM on modified gravitational kernels?

If you are doing analysis, then all I can say is good luck.