Hi, what are my responsibilities when contacted by a debt collector?
I have one that keeps calling me, and saying that I owe money to a company. I have paid the company, on time and over 2 years ago. I even proved directly to the company that I had paid them 1.5 years ago, when they bothered me about this the last time.
I have been contacted by a debt collector, and told them that this was paid, and has been proved paid already and not to contact me. But they keep calling back, keep bothering me. Daily.
They say that until I prove to them that I have paid this bill that I am legally obligated to pay it.
If they ding my credit (my report does not show any such ding to date, and hovers around 760-800), do I have recourse? Or are they correct in saying I have to prove that I already paid this. Again.
mybigfatgrowingboner8 karma
Hi, what are my responsibilities when contacted by a debt collector?
I have one that keeps calling me, and saying that I owe money to a company. I have paid the company, on time and over 2 years ago. I even proved directly to the company that I had paid them 1.5 years ago, when they bothered me about this the last time.
I have been contacted by a debt collector, and told them that this was paid, and has been proved paid already and not to contact me. But they keep calling back, keep bothering me. Daily.
They say that until I prove to them that I have paid this bill that I am legally obligated to pay it.
If they ding my credit (my report does not show any such ding to date, and hovers around 760-800), do I have recourse? Or are they correct in saying I have to prove that I already paid this. Again.
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