likeBruceSpringsteen

http://www.reddit.com/user/likeBruceSpringsteen

Highest Rated Comments

likeBruceSpringsteen1854 karma

WE AIN'T FOUND SHIT!

likeBruceSpringsteen310 karma

Did you get to walk into Mordor?

likeBruceSpringsteen285 karma

Hey there Mr. Dorn! Thank you so much for doing this IAMA! I can't really think of a poignant and thought provoking question, so I'll simply ask this. If /u/Wil (Wil Wheaton) were to design a homebrewed beer after you, what beer style would it be, and what would you want it to be named?

likeBruceSpringsteen175 karma

Dude. The credit industry is a scam. Equifax can't even keep people's information safe, but we trust them to assist in deciding who is considered safe to lend to? For years and years I wasn't able to get a mortgage because my credit was poor. I made MUCH higher rent payments without missing any, but because my credit score was lower than some arbitrary threshold, I didn't qualify for a mortgage that would have saved me thousands of dollars a year.

Also, the only way to improve your credit is to use credit. People with no debt aren't considered safe to lend to compared to people with an acceptable debt load. It's all just a scam.