jenn18115

In today's economy, what are the chances of being sued for an upaid credit card debt that, as the date of it's first delinquent notice, totaled about $5k? I understand if they do not sue within the statute of limitations for your state, they lost their chance? Is it wise to take this risk today or for that amount? My state is Florida, the bank is Chase.

Damn. How long from the first delinquent notice did it take for them to sue? I have not stopped any payments. But it's been a struggle for the minimum. I have considered stopping payment, for about 6 months, and then see if they'll negotiate for a lesser price. But..I wouldn't want them to sue before then. Just considering options..