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green_banditos13 karma

The University I attended violated the William D. Ford Direct Loan Program. And my loan collection agency will not listen to me and honor the contract I signed that states "Has violated the William D. Ford Federal Direct Loan Program: pertaining specifically to this paragraph in the agreement:

"In some cases, you may assert, as a defense against collection of your loan, that the school did something wrong or failed to do something that is should have done. You can make such a defense against repayment only if the school's act or omission directly relates to your loan or to the educational services that the loan was intended to pay for, and if what the school did or did not do would give rise to a legal cause of action against the school under applicable state law. If you believe that you have a defense against repayment of your loan, contact the Direct Loan Servicing Center. "

I am trying to defend myself against collection- but they refuse to listen to me. Do I need a lawyer to sue them?