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ff7alex-1 karma

I would love your opinion on whether I should apply for the summer analyst program here in the US with my fair gpa(2.8) up until my associates( currently in third year)', or wait until I get a higher GpA this year or the next( halfway is currently 3.9- I started to give a shit)... I have also been in the banking industry for roughly two years, took a couple of Ap courses etc... ?????? Btw, first time I've asked a question on /IAMA.

Edit: There's more to my story than my academics but too long to elaborate on here.