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Hi, Dr. Price. If I live in a state where the federal government will be putting the health exchange in place, will I see fewer benefits than if the state had done it?

Also, do you have any sense of the uptake on the exchanges, i.e., how many people will enroll and get covered? Some news reports seem to suggest people do plan to enroll rather than paying the penalty. If so, have you looked at whether the added expense will be manageable for most American households? Obviously, catastrophes are expensive, too, but is there some truth to the idea that insurance coverage is simply unaffordable for some, or maybe even, many families?

Finally, Republicans are asking the president to delay the individual mandate for a year in order to get the gov't funded. Even if it doesn't happen this time, they may bring back that demand during debt ceiling negotiations. If they were to delay the mandate a year, what would the likely effect be on the number of insured, or, failing numbers, would there be a substantial reduction in the number of people enrolling in the exchanges, in your opinion?