emaybe

Am I the only one seriously hoping for a legit response from this kid?

I'm not sure what your experience is with low income folks, but I have a question that's been bugging me...

Backstory: My husband and I both work full time, but don't make much money (husband has a decent-paying "real" job, I'm a cook), and are investing what savings we might have in rebuilding our credit and keeping our ancient cars running so that we can get to work.

Question: I have $3,500 in student loans. Currently I'm on the Pay-As-You-Earn plan, which, based on our income, doesn't require a monthly payment. Would you recommend making payments on it when we can afford to do so regardless?

Thanks in advance, and sorry for the long-windedness. Brevity is not my strong suit.