ekspa

Sometimes I wonder how many of these people complaining that they can't pay back their student loans would have even been able to get a loan in the first place if banks had skin in the game.

Will we see a change in our lifetimes where people complain that student loans are too hard to get and that it shouldn't be up to banks to decide if a degree is worth pursuing?

Changing the name of it after it was released probably didn't help either.

2000 monies costing the whole ordeal :)

If there's one sentence in here that makes me think this is being typed by someone from NK, it's this one.

As a fellow icthyosis sufferer (although vulgaris and not as debilitating), if I have to hear about how tea tree shampoo can cure my "dandruff" one more time, I'm going to stab my barber with his/her own scissors.

As for weird looks, the doctor's office I go to is kind of like a learning hospital, in that every time I go, they ask if they can bring all the new physician's assistants in to see my skin. I say yes, in hopes that they can direct a kid with it in the right direction and not let them go 20+ years just telling them "it's dry skin, put some lotion on it."

If the bank runs the risk of losing money with failed student investments, then they'll absolutely be deciding who to loan to based on which degrees are profitable.

They aren't loaning out $10,000 for a car they can repossess or $300,000 on a home they can take. They're loaning $100,000 (what the fuck, people!) to borrowers with little to no credit history with no collateral.

I worked closely with mortgage originators at a bank with strict lending guidelines for almost a decade, and I assume that banks will act the same way but with even stricter rules.