dangerrmouse

The surrogate gets paid 1/8th of the total each month. So it depends how far along you are when you miscarry.

Short Answer: Plan B is not covered if you buy it over the counter. Same as condoms, or Tylenol or anything else.

Longer Answer: One of the most accepted definitions of health is "a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity." (adopted by the WHO in 1948). Obviously not everyone agrees but it's a fairly reasonable argument that family planning / contraception falls under that definition. Especially considering you are required to visit a doctor and get a prescription.

Instead of condoms, the more standard comparison to contraception is ED medicine. Why should Viagra be covered and not birth control pills? Both of these, along with mental health and host of other examples are included in health care, again, because they treat whole health. It makes no real sense to carve out contraception in particular from these other categories.

If you were really asking "Why is the federal government involved in health care?" That's a totally different question. I'll leave it to others to answer.

What is your plan for retirement / old age? I imagine that as the biggest long term hurdle for life style - it's doable while you're younger and able-bodied.

Hillary's attempt during Bill's presidency was pretty honest and robust.

What is your opinion on The Water Knife?