cive666

You're like a time traveler from the past.

I would just like to say that CreditKarma emailed me when a civil judgement was entered on my credit report, which means someone took me to court over a debt and won. The thing is I never got a summons or called by a debt collector. It was for an old apartment complex that I moved out of free and clear, so I was really confused.

Knowing that it hit my credit report right away was a big help because I was buying a car 3 months later.

I had to get a lawyer, and it turned out it was put on my credit report by mistake because, get ready for this, a person with the same first name as me stayed at the same apartment complex as me a year after I moved out. They weren't even in the same building as me, let alone unit.

The lawyers got it removed for 500 dollars, but it has taught me a lot about how to dispute erroneous claims.

CreditKarma is worth it, thank you.