churchey

Does 45 have any legitimate paths to contesting the results of the election?

My little brother has received quite a following from being on Xfactor (some 20k twitter followers at 16) and tried to feed me a line that his youtube videos don't make him very much because he only gets any revenue if the viewers actually click on the ads, which seems entirely bogus to me.

Since I know nothing about this particular area, that statement is completely unfounded, right? Teenage boys tend to lie.

It’s not a better product. It’s another approach to financial education targeted at financially illiterate Americans who struggle to save due to personal habits (not trying to disparage those who don’t save due to slave wages). It’s not as effective as any type of investment mechanism. It’s better to compare it to robot investor apps like stash or acorn that also have high fees (comparatively) but target those who otherwise wouldn’t be investing.

In this case, it’s going a step further and targeting those who could afford to save an emergency fund but don’t by eating into the lottery ticket market.

Furthermore, you can’t throw all your money into money market accounts, you should have some form of savings account. High yield savings give little as well and this is specifically aiming to incentivize savings from those who would utilize neither.