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brethil1 karma
Hey there!
The wife and I are looking to buy our first house mid-next year. A couple of questions...
How much does it matter that you've been at your current job? She's looking to leave her job - she's been there for four years - but has been holding out because we've heard that it's an automatic disqualifier if you haven't been at your job for at least six months to a year.
Credit - what if your score isn't perfect? I'm hovering around 680-700. Just paid off a few credit cards (completely down to zero!) after they've been almost maxed out (had a wedding earlier this year - shit's expensive).
Down payments - how much is recommended? It's super fucking hard to save money when you have to pay $1k a month in rent. We'll probably have around.. 12, maybe 14k to put down on a ~200 - 250k house. Is that not enough?
brethil86 karma
Just read through all your comments but I'm still not 100% sure. Are you going to be doing a podcast or something?
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