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bloomberg1360 karma

This is a great question but may be best answered by a financial adviser! From my reporting, talking to economists, the best thing is just save money if you can and diversify your holdings! Wutang Financial has this great saying ``Cash rules everything around me except when other asset classes provide higher risk adjusted yields." There's no way to predict a recession and no way to know what it will infect.

bloomberg1339 karma

It's a paperwork nightmare, mostly.
When you ID gets stolen and somebody sets up accounts in your name, you have to go bank by bank, working through the phone trees, finding the right person, making them give you the right forms, making sure they tell you how to fill out those forms, send them in with copies of your proof of ID, then wait weeks or months.
Then you have to do the same thing with the credit bureaus, with the TSA, with credit card companies...
It's a massive, massive bureaucracy to work through, and nobody in it is great at actually helping people like me.

bloomberg388 karma

Couple of things, actually:
1) Check if any of your ID has been stolen (it probably has, given all the breaches)
2) Set up a credit freeze with the major bureaus, and only unlock it when you need to get a loan/credit card
3) CHECK YOUR CREDIT REPORTS -- They're free, and you can get them once a year thanks to the FTC
4) Be careful about how you give out your SS number -- social security and DOB are the keys to the kingdom

bloomberg247 karma

Great question. This is one of the hardest parts of moderating content on social media. These companies have strict guidelines around issues like suicide or eating disorders, and strive to take down content that promotes or glorifies these topics. But, they don't want to over-censor -- or take down posts that may raise awareness of these issues or help those who are struggling. But distinguishing between content that "promotes or glorifies" a topic like suicide and content that "raises awareness" of the issue is a subjective thing. These companies are constantly reworking their policies about these issues, based on advice from experts, to try and find the balance.

As I watched some of the posts coming through to Chase Nasca's feed I became aware of how tough this is. Some of the videos said vague things like "I don't want to be here tomorrow" -- should that be censored? One could argue that a caption like this promotes suicide, but what if the user posted it as a joke? Or what if they were referring to school, rather than life itself? Human moderators have only a few seconds to watch a video and decide whether to take it down. That's why the policies around what should stay up and what should come down are so important.

bloomberg133 karma

My brother-in-law asked the same question when he saw these two pics: