babushka99

Mr. Taavet, as you know remittances are getting to be more and more real-time (read: instant), with added competition from messaging apps, who would also be entering into the payments space. My question is besides "traditional" remittances will you be getting into the space of micro-remittances (small-value transfers)?

Like every CEO/Founder, there must be something related to work that keeps you up at night, What keeps you up at night Mr. Taavet, something that you perhaps might fear?

Mr Taavet, TransferWise is expanding globally into various (developing) markets which depend on remittance, do you plan to hire people from these developing markets rather than just out of say Estonia, UK or US?

Mr .Taavet, would you see some form of synergy of your global-transfer network, the money transmitter licenses that Microsoft is now acquiring and Skype - Do you see TransferWise working with Skype/Microsoft for in-app money transfer?

Its not risky at all. In fact PreCash is the guarantor of the transactions. It will probably take them about 12-15 months to get all the licenses, barring Texas, California and New York, which could possibly take longer.