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Yes, wanted to add my congratulations as well. I so much admire persistence and you are certainly the epitome of it!

Regarding #2, another approach is to have specific examples of how you were once deficient in a particular area but worked hard to improve (and be prepared for examples of how you did it) and are now very proficient in x area. "I've faced learning situations in the past and here's a specific example of one of them, etc."

Ditto. LOVE the podcasts, thanks.

No, Ma'am, thank you. People like you help restore my faith in humanity. All the best to you.

Here's a hint. I've done this with the last 5 cars I've bought. Told the salesperson that if the F&I guys asks ONE question about an add-on of ANY sort or anything else that would add .05 to the price we agreed on, I'm getting up and leaving. Never had a problem. In and out in no time at all.