ToCobble

Thanks for the prompt reply. I have actually been too embarrassed to walk in to the dealership due to my credit rating. Your reply will push me over the edge. Thanks again.

Here's my situation, I am sure you have heard it a thousand times. Just came out of a brutal divorce. My credit is utter dog shit at the moment, think it is around 600 or so. I am paying off every credit card in my name as we speak so may help a bit. I actually NEED a car but what I want I don't NEED Ie a large luxury sedan. Here's the bit of it all. I have 20k to put down, my target veh is 54k. What are my actual chances of getting financed, and or will I be slammed with a crack head interest rate? I have always been stable, good credit around 725 or so thill about a year ago. AM I doomed? Thanks in advance....

Looking at a 2013 Jaguar XJ, found several at carmax just haven't pulled the trigger. Again, trying to get my credit sorted after getting hosed via a pro divorce lawyer with me representing myself. Guess you just don't know someone after 20 years lol.