Tinboy1

[deleted]

[deleted]

[deleted]

To be fair its silly to talk about an APR on what is intended to be a very short term loan. As a business what's the point charging say ..10% annual rate on a months loan? The people who go to pawn shops don't normally have any other choice, and it is the oldest form of banking for the average working man.

Good job he is neither then.... The photo is of a Holland America line cruise ship officer. The British merchant navy got it's name from the way we are always called in by default to serve as reserve seamen in time of war. We are not however military personnel and are in no way subject to military discipline unless told otherwise.