SnacksOnSeedCorn

FWIW, you will lose far more often on Yotta. $1 wagered is $1 wagered. $1 deposited is 1/52 the interest wagered. That said, you're not "risking" anything, besides opportunity cost. In my experience with Yotta, you're not looking for home runs, but a juiced yield.

Who ever said they were a charity? You realize they do pay interest on top of prizes? You know who is sponging up your hard earned interest? The banks and CUs paying 0.05%. Why aren't you as rabid towards Bank of America?

Yeah, they're so manipulative trying to get you to save more with incentive.

The only thing I could figure is it ends up cheaper. Equity plans can be administratively expensive, so I guess lowers the barrier to entry? I'd still prefer a regular profit share as an employee

It has nothing do with the quantity of work performed and everything to with the fact you're employed to do it. You can create 100% of a work and it's owned by your employer

Do you have an effective APR metric in the app? I was keeping track with Excel XIRR function, but that's too much now that I'm using it as a debit account.