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RedTuna7777 karma

I know somebody who is 6'4" and wants to be 6'7" or better. Would you do that procedure for them? Just curious, it's probably just cosmetic, but I don't think he needs to be any taller at all, but it did make me wonder if you actually need a good reason.

RedTuna7774 karma

Where does the money come from?

Banks make money by loaning out the money they save for you. So you give them $10,000. They pay you 2% interest. Someone else takes a loan for $10,000. They charge them 6% and keep the 4% difference. That's just normal.

My credit union actually does something like this to encourage people to save more money. They take part of the 4% profit they make, and put it into a lottery / raffle. You don't physically enter, but the more money you have in the bank, the more likely you are to win.

Think of every dollar in your savings account as a $1 lottery ticket. Every month or so they take a certain amount of money and give it to a random collection of people.

You never LOSE money because your savings are your own, but they also are an entry into the competition. So you make 2% + possible lottery winnings. The more you save the better your chance at winning.

It's a pretty awesome way to let people with gambling problems get the thrill of winning without the burden of losing money.

So the money comes from the people paying loans or the typical profit side of the bank. Probably worth it long term to encourage more people to give the bank more money.

RedTuna7772 karma

I had severe anxiety. I was unable to speak to strangers or even order pizza. Then my family mostly died months from each other. I got depressed and it went away. I could get in front of an audience naked and talk about anything. Zero anxiety.

For me it was cured because compared to what happened worrying what others think of me was trivial.

My kids though, they also have anxiety and I don't know how to help them. I mean trauma as therapy was wildly successful for me, which led me to be kind of like just go fail you'll be fine. How do you balance forcing kids to face their anxiety fears and making them worse? Like at a certain point, won't just doing it anyway get you past the anxiety? It's been so long that I can't remember what is like to be afraid.