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Oktember119 karma

But credit card debt is unsecured debt, so is medical debt and utility bills (how is a creditor going to collect on medical debt, repossess your kidney?). Yet unlike student debt, these all can be routinely discharged through bankruptcy. The argument that student debt is an exception because there is nothing to repossess doesn't hold water when compared to how other forms of unsecured debt are handled in bankruptcy.

Oktember37 karma

Again, this doesn't hold water because federal income tax debts can be shed through Chapter 7. This has some restrictions, such as the debts must be 3+ years old, but student debt is often held for more than a decade. Debts to publicly-owned utilities can also be shed in bankruptcy.