NPisNotAStandard

Say you put it in the drop box at the service center years ago when it stopped working and you bought your own.

Done and done.

They will never be able to prove you didn't.

Right off the bat, if something is wrong with the lens, why did the mount on the camera fall off?

That service center is most likely bullshitting you.

That is not true. There were two causes. The first and biggest is that they appraised houses for way more than they were worth.

If the bank appraises houses correctly, then with the down payment, they actually cannot lose money.

The second thing that happened only because banks over lended on houses, is they threw out lending standards for how much debt you can have per your income. They let people without the income to buy houses they could not really afford. Coupled into that are the variable rate loans they used to get the down payments down for those type of people.

In the end, the only thing that needs to be pointed out is that banks fucked up their own appraisals. That is it. The entire 2008 housing collapse is because banks didn't make the appraisers they hire be conservative and ignore unsubstantiated inflationary value.

The bank should have only loaned 150k on a 200k house, not 190k. Banks should have made buyers give larger downpayments to compensate for the inflationary value that was not really backed by the property. They purposely did not because they wanted to make money on volume and then dump the loans on the secondary market, so they don't have to actually deal with the risk.

That dopper appears to just be a weird water bottle. Does it have any real use beyond a normal water bottle?

Adam Park: Johnny Yong Bosch
Kimberly Hart: Amy Jo Johnson
Alpha 5: Richard Steven Horvitz

These are the top, but most of the others have some newer credits on imdb, but with lots of gaps or sparse work in the middle.