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Muffafuffin9 karma

I am curious as to why Credit Karma focuses on the less used, and seemingly less valuable, Vantage model. Is it a cheaper resource as you won't have to pay for the FICO models or are you and your company seeing a trend away from those FICO models?

Great tool btw. I recommend your site for anyone trying to understand and dive into their credit profile.

Muffafuffin2 karma

That seems like the most likely answer to me. I know that Capital One is also backing Vantage so I figured in the off chance that there is something moving this might be the fella to ask :)