MrGoldenPants

Why would I choose this over a more well know HYS account? (ie discover or ally) Your bank pays interest at 1/3 the rate of other insured banks with high interest rates.

Fair point thank you.

What are your average prize winnings per year? Are you saying overall all winning will out pace 3x interest rates?

In that mind set, all saving account are basically the same. Which to be fair they are compared to index funds or even treasuries.

You’re right though, if OP can make savings fun then more people will save which is a good thing.

My HYS paid out a couple hundred last year. Have prizes really been that beneficial?