Mozdar

You have to estimate 2019 income, what if you estimate you will make decent amount but in fact make less to the point you would qualify for medicaid?

I have read somewhere that in that case healthcare gov would charge you full price for insurance.

So if you predict to make 50k and only make 12 the obamacare will want all their tax credits back.

Is this true? If so isnt that insanely punishing?

The sense is that tax credits are given from your income taxes so if you make too little to pay taxes then tough luck and we want all money back.