Littlebigs5

Are you satisfied with your cash model ? Would you have done it differently if not?

You didn’t really answer my question ; why do I want this as an employee? It’s like a company minted a company crypto currency and sold it as a benefit. It isn’t real, has no actual value. If the company does poorly the the employee sees no benefit, and if the company does well the owners of said company get to reap higher rewards than actual stock options because they retain said actual, real stocks. It seems like a good way to make income inequality worse. Except it’s really insideous because it pretends like the employee is benefiting from company growth by pegging distribution to a stocks increasing valuation.

I am still really confused why this is a benefit to employees. It sounds like a stock you don’t actually own, you don’t actually earn, you can’t ever sell that can be devalued very easily by a company that chooses to be unscrupulous. Why do you want this as an employee?

Is it better to take lump sum or annuity?

This was helpful thank you!