KasurCas

You can send them a certified letter stating all communications are to be done any writing only. Any calls after that are illegal and you can sue them for money.

I thought the banks issued the loan with government backing any defaults. Thus they have skin in the game too.

Although you may be able to refinance or consolidate under a federal program and then use the Income Based repayment plan.

FYI...there are programs that will pay off your student debt under some conditions like teaching in certain areas.

Congress is controlled by corporations. You have no power even by voting. This is called realism.