JustifytheMean

I didn't really like hunting, but I enjoyed pulling the trigger.

I'm not a writer, but whenever I do write a novel I'm using this line.

I had a medical bill in college for a sleep study. I was on my parents insurance and didn't know anything about the bill until it was in collections and started getting phone calls turned out it was my parents entire deductible for the year and I had no way to pay it till I got out of college around 2 years later. When I got out of school it was what I planned on paying for first when I started making money. The collection calls have stopped and it no longer even shows up on my credit report. Any idea what happened? If something like that happens in the future where I never see a bill till it gets to collections what are my options?

Bro you got 3 masters degrees.....get that Phd and so you get the title.

Yes it was 100% on my credit report. I know because I was furious with my parents because the bill had been coming to theur house while I was away at school, they had opened it and never told me about it or payed it. It just slipped their mind and it had ruined my credit before I had even had a chance to build it. Then I went back when I was out of school looking at my credit report before applying for a credit card to help improve my credit and it wasn't there, but the damage it had done to my score was.

I'm really surprised that 23andMe doesn't have a feature that let's you contact relatives assuming they mutually agree to it. Like you both have to say yes then it shares their email with you.