JCDU

the average household spends over $640 every year on the lottery.

Wait, REALLY?

I'd love to see some sauce on that figure, that's insane if true.

What's the best / worst luggage to buy?

All banks make money - but if you look at the schemes mentioned like UK premium bonds, it's just a different way of paying interest on savings which are secure.

So, you never lose your money (like a savings account), and instead of some miserable rate of interest instead you might "win" a chunk of cash each month like a lottery.

For a lot of folks, this is like playing the lottery (fun, more interesting) but you get to keep the money you paid for the tickets. Given how much a lot of folks throw at lottery tickets every year, it's really not a bad scheme.

You're not fooling anyone - you just add "-linen" to everything and throw in a perkele every 3rd word, plus random pauses ;)

Useful info, thanks!